Your Trusted Mortgage Broker, at Every Step

At KeyCap Finance, we simplify one of life’s biggest financial decisions — getting a home loan. Based in Sydney, our mission is to make the process smooth, transparent, and tailored just for you.

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Why We Started?

We saw too many Australians struggle through complex loan terms, hidden fees, and poor advice. So, we built KeyCap Finance to put people first — with honest guidance, clarity, and ongoing support.

Trusted by Leading Australian Lenders

We’re backed by a network of reputable mortgage lenders across Australia. Our strong relationships give you access to a wide range of loan options with competitive terms — tailored to fit your needs and long-term goals.

Our Values in Action

We’re backed by a network of reputable mortgage lenders across Australia. Our strong relationships give you access to a wide range of loan options with competitive terms — tailored to fit your needs and long-term goals.

Client First

Your goals come first. We guide you from the first enquiry to settlement — with care and clarity at every step.

Transparency

No jargon. No hidden fees. Just honest advice and clear updates, so you always know what’s next.

Access for All

We help all types of buyers — from first-timers to the self-employed — get tailored mortgage solutions that fit.

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Owner of Keycap Finance

Driven by Purpose

Helping You Navigate Homeownership with Confidence

At KeyCap Finance, we’re here to simplify the home loan journey and make it feel less overwhelming. I founded this firm to offer genuine, tailored support — not just mortgage solutions. Whether you’re buying your first home or refinancing, we’re here to guide you with clarity, care, and a long-term partnership in mind. 

Aavash Joshi, CEO