Mortgage Services Designed Around You

From first home buyers to seasoned investors, KeyCap Finance offers tailored mortgage solutions to fit your lifestyle, financial goals, and long-term success. Here’s how we simplify your journey to homeownership and beyond.

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Solutions

Explore Our Core Services

Get expert help at every stage, with flexible home loan options and strategic financial advice made for you.

Home Loans Made Simple

We compare multiple lenders to secure the best home loan for your needs — low deposit, fixed or variable rates, and more.

First Home Buyer Support

Guidance on government grants, incentives, and simple steps to owning your first home.

Mortgage Refinancing

Reduce repayments or unlock equity — we handle everything from paperwork to negotiation.

Investment Property Loans

Smart loan structures for property investors with tailored advice and maximised borrowing potential.

Real Estate Services

While we do not operate as real estate agents ourselves, our collaborations help you get reliable assistance in finding safe and affordable accommodation.

Why Clients Trust Our Service Approach

We think life insurance should be more about living. So we’ve designed our products to protect and create wealth while you’re alive.

Tailored solutions from a diverse lender network

Access to exclusive mortgage deals

End-to-end support

Streamlined digital process

Ethical, transparent, & client-first service

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Why Clients Trust Our Service Approach

We think life insurance should be more about living. So we’ve designed our products to protect and create wealth while you’re alive.

Tailored solutions from a diverse lender network
Access to exclusive mortgage deals
End-to-end support & real estate advice
Streamlined digital process
Ethical, transparent, & client-first service

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How the Process Works

Tell Us Your Goals

Reach out and share your home ownership or investment plans.

We Analyse Your Needs

We review your financial situation to understand what suits you best.

Get Tailored Loan Options

We compare lenders and present personalised loan solutions.

Secure Your Loan with Ease

We manage the paperwork and guide you through to settlement and beyond.

Plan Your Mortgage with Our Calculator

Making smart home loan decisions starts with the right information. Use our mortgage repayment calculator to instantly estimate your monthly payments and see what works for your budget.  

And if you’re curious about how much you can borrow or what stamp duty you’ll need to pay — we’ve got easy calculators for that too.

Monthly Mortgage Payments